Home Equity Loans

Home Equity Loans

A home equity loan lets you access the funds you need, based on the available equity in your home.

Onebanc offers low-interest, tax-deductible* loans to remodel your home, take a vacation, pay for education, and much more! With our fixed rates and payments, budgeting will be a breeze.

    Summary
    • Finance almost anything you want or need
    • Use the equity built in your home as collateral
    • Competitive fixed interest rates
    • Flexible terms, customizable to your budget
    • Loan is disbursed as a lump sum
    • Interest may be tax deductible for most borrowers*
    • Quick local decisions
    • Personal attention from experienced staff

    *Consult your tax advisor


    HELOC

    A home equity line of credit (HELOC) lets you access the equity built in your home when you need it, rather than all at once. You'll enjoy flexibility to manage your finances, and peace of mind knowing you are prepared to cover any last minute, unexpected expense.


    • Access funding whenever you need them
    • Use the equity built in your home as collateral
    • Cover repairs, home improvement, medical expenses, and more
    • Interest may be tax deductible for most borrowers*

    *Consult your tax advisor